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Owning a home, the American Dream, brings many advantages, especially in the long run.

Owning a home is a fantastic way to build wealth, and pass that wealth on to your family when you’re gone.  Owning a home also offers tax deductions on mortgage interest.  Additionally, making that mortgage payment can increase your credit score and build credit.

You are your own landlord when you own your own home.  If you own a pet, you know how hard it can be to find a place to rent.  When you own your own home there are few rules against pets.  Consult your HOA should you be looking to purchase a home where one exists.    Another great advantage of owning a home is the ability to make your home your own.  You can remodel, paint, expand, etc.  The sky is the limit when you’re in charge.

Owning a home also offers you payment stability.  You’re not subject to rent increases.  Your payment stays relatively fixed with a fixed rate mortgage.   Speaking of payments, the best reason to own a home is that one day you can have your home paid off!  That’s when all that hard work really pays off!

Owning a home can make you money.  One day you can rent your home out to others or sell it, and move into a new home.  It’s possible that you can downsize the future and use any funds leftover from the sale to support your retirement.

It takes a lot of sacrifice to own a home.  However, when that home is paid off it can literally change your life.  With low interest rates owning a home might be cheaper than you think.  Reach out to me with questions.




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